At Reliable Risk Management we pride ourselves in acknowledging the challenges our contractors face each day in the construction industry. As one of our largest industries we take great pride in our real-world knowledge. Our experience and expertise allow us to address the potential risk exposures of the workplace, and in turn, design and implement comprehensive insurance programs and risk management solutions for our contractors.
Our core customers specialize in construction of new buildings with an emphasis on commercial construction. We deal in various trades from everywhere in General Contracting, with commercial insurance programs in HVAC, drywall, painting, plumbing, and electrical. As a general contractor in any of these fields your insurance could range in a wide degree. That is why Reliable Risk Management is here to help you understand what you may or may not need.
From working on 80 story buildings to 3-bedroom houses, the common theme is general liability insurance. This type of coverage is meant to cover a broad spectrum such as negligence that leads to third party injuries or property damage. This would cover expenses associated with such an incident, regardless of the outcome of your case.
If your business utilizes insurance, an underlying worry is always that your insurance may not cover something completely. That is why you use Umbrella insurance. If your insurance pays to its maximum amount on something like builders risk, commercial auto insurance, or general liability and there is still outstanding debt, your umbrella coverage comes in to cover you, ensuring you are always protected from loss.
Construction sites utilize a wide range of various chemicals and environmentally hazardous materials. An accidental spill could result in injury or pollution, but your pollution insurance than covers you and prevents any loss. This insurance protects against potential environmental hazards as well as liability to injury or death caused by such environmental hazards. This insurance also covers brownfield restoration and cleanup.
We not only focus on General Contracting, but also have experience in Heavy Grade Engineering such as bridges, steel work, grading, and underground work. Our wide range of experience in the various facets of construction insurance has allowed us to create a stable and responsive approach to this class of business and produce many long-term relationships with our business partners. Our goal at Reliable Risk Management is to have you succeed, because your success is our success. Whether it is a new risk reduction solution or negotiating an amendment for your policy, you can always find Reliable Risk Management in your corner fighting for you.