As a commercial insurance agency based in Tempe, Arizona; we have a lot of experience insuring children’s swim schools, as well as a variety of other health and fitness facilities on a national scale. At the very core of our agency’s belief and mission, we want to provide other business-owners information that is key to protecting not only the assets

A common question we get asked is: What is the difference between garage liability and general liability coverage? The answer is quite simple. General liability coverage will protect your business and assets in the event of somebody slipping and falling, for example, while walking in your auto repair shop. If a customer slips and falls into an underground service bay,

Mechanic’s errors and omissions coverage is a coverage that extends Garagekeeper’s insurance to cover faulty work by a mechanic or damage to a vehicle resulting in defective parts. Garagekeeper’s insurance will cover comprehensive and collision claims, but there is a specific exclusion for faulty work performed or faulty products that result in a loss. Take the below scenario into consideration:

As an auto repair shop owner, understanding the difference between legal liability and direct primary garage keeper’s coverage while discussing coverages with your agent is important for the protection of your clients, your own business, and your reputation. Garagekeepers coverage is what protects the vehicles you are working on, but ensuring you have the correct garage keepers coverage will save